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PARA CLIENTES SUSCRIPTOS AL PROGRAMA SORPRESA SANTANDER. Válida entre el dia 14/10/2026 y el dia 16/10/2026, en los locales adheridos, abonando con Tarjetas Santander American Express, incluidos los pagos realizados con MODO, Google Pay y Apple Pay. Se excluyen compras abonadas por transferencias, a través de billeteras virtuales o financiadas por programas Cuota a Cuota. No acumulable con otras promociones. CFTNA: COSTO FINANCIERO TOTAL EFECTIVO ANUAL. CFTNA: 0% (CARTERA DE CONSUMO) CFTNA: 2,20% (CARTERA COMERCIAL) TASA FIJA NOMINAL Y EFECTIVA ANUAL: 0% El ahorro se hará efectivo vía reintegro dentro de los 60 días de efectuado el consumo en el resumen de la tarjeta del cliente. No aplica a pagos realizados con dinero en cuenta. Ejemplo: en una compra de $360.000 realizada con su Tarjeta Santander American Express financiada en 9 cuotas, usted recibirá en el primer resumen, un consumo de $40.000 y un reintegro de $108.000. Del segundo hasta el noveno resumen posterior a la compra, recibirá un consumo de $40.000 en cada uno de ellos.

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¿Cómo puedo acceder al beneficio?

Realizando una compra con tus tarjetas de crédito American Express del Banco Santander, a través de MODO.

Tiendas online adherida:

https://www.etiquetanegra.us/

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